Not financial advice
finance404 publishes financial education. It is not financial advice, not investment advice, and not a recommendation of any product, provider, or course of action.
We are not licensed financial advisers, brokers, tax advisers, or lawyers, and nothing on this site should be treated as a substitute for advice from someone who is — and who knows your circumstances.
Numbers change
Exchange rates move continuously. Fees, terms, and product features change without notice, and providers vary their pricing by country, amount, payment method, and delivery speed.
Every figure we publish carries the time it was captured. A figure that was accurate at capture may not be accurate now. Always verify current numbers with the provider before you transfer money or sign anything.
Your decisions are yours
Any financial decision you make is your own responsibility. We show calculations and cite sources so you can verify them independently. We cannot know your tax position, your residency, your risk tolerance, or your circumstances, and nothing here is tailored to them.
Accuracy and corrections
We work carefully and check our arithmetic, but we can be wrong. If you find an error, email us. We correct it and publish what changed, with the date.
Third parties
Links to third-party sites are provided for reference. We do not control their content, terms, or pricing, and we are not responsible for them.
Availability of products
Products and services mentioned may not be available in your country, and eligibility rules vary. Check with the provider.