Terms of Use

These terms govern your use of finance404.com. By using the site you accept them. If you do not accept them, please do not use the site.

What this site is

finance404 publishes financial education: recalculations of what financial products cost, based on published rates and fees, with the arithmetic shown so you can verify it yourself.

It is not financial advice, not investment advice, and not a recommendation of any product or provider. We are not licensed financial advisers, brokers, tax advisers, or lawyers. See our Disclaimer.

Accuracy and your own verification

Every figure we publish carries the date and time it was captured, and the method used to calculate it is set out on our Methodology page.

Exchange rates move continuously and providers change fees without notice. A figure that was accurate at capture may not be accurate when you read it. You are responsible for verifying current figures with the provider before you act on them.

We work carefully and check our arithmetic, but we can be wrong. If you find an error, tell us — we correct it and publish what changed, with the date.

Use of our content

You may read, print, and share our articles for your own non-commercial use, and you may quote short extracts with clear attribution and a link to the original page.

You may not republish articles in full, present our work as your own, or use our content to train machine-learning models without written permission. Our calculations, tables, and the way we present them are our own work.

If you want to cite our figures in research or journalism, please do — attribution and a link is all we ask, and we are happy to share our workings on request.

Third-party names and links

We name financial providers in order to report their published prices. Company and product names are the trademarks of their owners; naming them does not imply any relationship with, endorsement by, or affiliation with them unless we say so explicitly.

We link to third-party sites for reference. We do not control their content, terms, or pricing and are not responsible for them.

If you are a provider and believe we have misrepresented your pricing, email us with the correct figures and the page they come from. We will verify and correct it publicly if we got it wrong. We do not remove accurate figures, and we do not accept payment for placement or coverage.

Advertising and commissions

The site may display advertising and may contain paid links. Where we earn a commission we disclose it beside the link, not only in a footer. Advertising and commissions do not change our figures, our conclusions, or what we choose to cover. See our Affiliate Disclosure.

We are not responsible for the content of third-party advertisements or for your dealings with advertisers.

Privacy

How we handle information is set out in our Privacy Policy.

Availability

We provide the site as it is and as it is available. We do not guarantee it will be uninterrupted or error-free, and we may change, suspend, or discontinue any part of it.

Limitation of liability

To the extent permitted by law, we are not liable for any loss arising from your use of, or reliance on, this site — including financial loss from decisions you make after reading it. Any financial decision you make is your own.

Nothing here excludes liability that cannot lawfully be excluded.

Changes to these terms

We may update these terms. The revision date below will change, and continued use of the site means you accept the updated version.

Contact

Questions about these terms: aripamunqkas@gmail.com

Last updated: 2026-08-29